Insurances

Trusted, local, insurance & protection advisors

Our team of award winning, expert insurance and protection advisors help to provide with the best advice and protection solutions for your personal circumstances, find out more >

Chartered Financial Planner

Why choose Money & Mortgages?

  • We love what we do

  • We’re a team of trusted, award-winning insurance and protection advisors

  • We offer no jargon, just clear, straightforward professional financial advice

  • We search a comprehensive range of insurance and protection products to meet your needsincluding high street providers – we’ve got it covered

  • We have access to exclusive cover, many of which you may find on the high street or from other advisors

  • We’re known for our excellent service that guarantees a simple and cost-effective process and seamless service

  • We offer a no obligation, initial consultation

A wide range of cover 

Protecting your family

Life Insurance (sometimes known as Life Assurance) helps to provide financial security for those people who depend on you, should the worst happen.  Although money can’t replace a loved one, it can help those left behind to weather the financial storm.  For example, it could help to pay off a mortgage or provide an income to help cover regular household expenditure.  There are many different types of Life Insurance and the most appropriate type for you will depend on your personal circumstances.  Life Insurance will pay out either a single lump sum (sum insured) or a regular income when you die.  As qualified, specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover for your requirements. We also offer financial advice should you have to make a claim, contact us >

Financial support for serious illness

Critical Illness Insurance cover is designed to pay out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions such as heart attack, stroke, cancer and major organ transplants.  This list will vary depending on the insurer, as will the exclusions for making a claim and our expert team will help to find the best policy for you. 

As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements.  We also offer financial advice should you have to make a claim, contact us >

Giving you a replacement income 

Income Protection pays out a regular tax-free replacement income if you become unable to work because of illness, or injury.  This type of plan is designed for anyone whom is working (employed or self employed) because even if your employer provides sick pay, it is unlikely to last for longer than twelve months.  This type of protection plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.  For example, it could help you keep up with your mortgage repayments and other living costs until you’re able to return to work.  As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements.  We also offer financial advice should you have to make a claim, contact us >

Protecting your business & key people

Business Protection insurances allow you to put in place cover that would ensure that funds become available, should a key person in your business become critically ill or die.  If you depend on others in your business, you may need to consider the financial impact that the death or critical illness would have.  In some instances, the financial impact could be so great that the business is unable to continue.  

As qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements.  We also offer financial advice should you have to make a claim, contact us >

Protecting your home & contents

Your home is more than just bricks and mortar, it’s the result of years of hard work, a place where memories are created, and a home for valued and treasured possessions.  As well as being essential for your mortgage, making sure that you have the right insurance for your home provides real peace of mind.  Protect your home and possessions against theft, fire and water damage and other key risks with the help of our expert team. 

Every household is unique, and as qualified specialist insurance and protection advisors, Money & Mortgages can help you find the most suitable cover to meet your requirements. We also offer financial advice should you have to make a claim, contact us >

Use the protection calculator here > to give you a rough idea of the chances of certain life-altering events happening before your chosen retirement age.

Money & Mortgages and The Openwork Partnership awards

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Chartered Financial Planner

Trusted by our clients

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Money and Mortgages
Based on 120 reviews
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Michelle D.
Paul Elliott and his team has been a fantastic help on a number of occasions now with our mortgages. Great knowledge and sound practical advice on the market and products available. Most recently himself and his team turned around our mortgage and life insurance in record time - fantastic efficient service - would thoroughly recommend. Special thanks to Megan and Kelly.
Response from the owner:Thank-you for your great feedback about Paul and the team - it is much appreciated!
Chris G.
The Money & Mortgages team of Paul, James & Matt have helped guide me on the purchase of a property through my Ltd company with a complex repossession that required reliable advice. I would certainly recommend and I will be sure to use you again in the future. Thanks Chris
Response from the owner:Hi Chris Thank you for your kind words. It was our pleasure to work with you and thank you for your business. We look forward to many more years of doing business and giving advice, on this and any other financial planning matters. All the best for Xmas, dare we say already !! kind regards Alan J Nadin Operations Manager
Elise F.
Incredible service from James, Alan and Jade. They were there to help me throughout the whole process of lining up my mortgage for my first home. Nothing was too much mither, and they followed up with me to ensure everything was going smoothly. Even going out of their way to contact my solicitor to help connect the dots! So impressed and would recommend their service any day to any family or friends. 10/10 from me. Thanks guys! :)
Response from the owner:Hi Elise It was an absolute pleasure to assist. The whole team sends their regards to you and we hope you have a wonderful experience owning your first home.
Ellie J.
We want to thank Money & Mortgages in particular Luke and Matt who have helped massively the last couple months with buying our first house. They’ve made it happen so quick and easy. We got regular updates from them and they ensured our questions were all answered. Thank you so much and highly highly recommended them!
Response from the owner:Thankyou Ellie. We really appreciate your review and kind words. It has been our pleasure to help you both secure your first home together and we will stay in touch for as long as you need a mortgage, insurance, or indeed planning for the future!! Luke and Matt send their regards, as do all the team here. Kind regards Alan Operations Manager
Dexter G.
Great service & expert team - I would always recommend Money & Mortgages
Response from the owner:Thank you Dexter, brilliant to hear and our pleasure to provide our service to you. Thank you for your business, here's to many more years of the same. kind regards Alan Operations Manager
Andrew N.
A big thank you to Marc & the team at Money & Mortgages for another seamless re-mortgage transaction. Great advice, options & service as always-Andy N.
Response from the owner:Andrew. Thank you for your ongoing business and taking the time to leave us a lovely review, which we thoroughly appreciate. Best wishes from all the team. Alan J Nadin Operations Manager
Sean B.
I want to thank Money & Mortgages in particular Paul and the team for all their hard work over the last couple of months making the journey of purchasing my first home so easy, quick and enjoyable! I had regular updates throughout and the team worked hard to ensure there was no time being wasted. Thank you so much again and can definitely recommend them!
Response from the owner:Hi Sean Very kind words indeed sir. Paul is a seasoned professional and makes it look easy. Paul and the team all send their regards and thank you for your business. Hope your new home is just the ticket ! Kind regards Alan Operations Manager
Amelia C.
The whole team at Money & Mortgages were amazing to work with, they made the whole process seamless and I’d highly recommend. Thank you Luke, Jade and Kelly.
Response from the owner:Hi Amelia What can we say, except thank you very much for such kind words. We agree Luke, Jade and Kelly are great :) Thank you for your business and we will no doubt stay in touch to assist when you next need us. Kind regards Alan Operations Manager
Riccardo M.
Professional, friendly and efficient. I would never hesitate to recommend M&M. Thank you for your service over the years.
Response from the owner:Riccardo very kind words indeed. Thank you from all the team at Money & Mortgages. We look forward to many more years of service. Kind regards Alan Operations Manager
Jacob T.
2nd time I have used Money and mortgages this time for my mortgage renewal. Luke was very helpful and broke things down easily to understand. He gave us different options as we were unsure which route we wanted to take initially. We will recommend and use you again in future, thanks. Jacob and Alyssa
Response from the owner:Hi Jacob Thank you very much for your kind words. I have passed this through to Luke who sends you his regards. We are delighted you are happy with our service and very much look forward to working with you for may years as your broker and Financial Adviser. Kind regards Alan J Nadin Operations Manager
John B.
I have dealt with Paul for over 20 years now for mortgages/remortgages and have experienced a fantastic level of professional service and attention throughout. In recent dealings for renewal of buy-to-let mortgages, Paul was able to secure deals and then amend them as interest rates moved downwards towards the critical dates. I never realised that this was something that could be done and am so pleased I didn't deal direct with lenders! For those considering a mortgage/remortgage, understand that it is no more expensive to use an excellent broker such as this than to go direct - in fact usually a great deal less.
Response from the owner:Hi John Thank you for taking the time to leave such a detailed and kind review. We pride ourselves on everything you have outlined and really value your business. If anything, it shows the benefit of having great, experienced Brokers and Partners in the business as Paul, plus the structure of the service we operate, which ensures we secure the most appropriate and competitive deals for you, every time. Kind regards Alan J Nadin Operations Manager
Mark
Great service, great prices, can’t fault it!
Response from the owner:Hi Mark Thank you for your kind review. We appreciate your business and look forward to many more years of the same. Kind regards Alan Operations Manager
Rahul S.
"I'm incredibly grateful for your constant support and encouragement- Matt and James both are always there for us
Don’t have words to say more then thank you so much
Response from the owner:dear Rahul, thank you very much indeed for your kind words. The team really appreciate them, as much as we appreciate your business. We look forward to many more years advising you for all your mortgage and financial planning needs. Kind regards Alan J Nadin Operations Manager
Chloe M.
We couldn’t recommend Money & Mortgages highly enough!
From start to finish, everyone we dealt with was professional, friendly, and always ready to answer our questions. They provided clear guidance and expert advice, helping us navigate our mortgage and plan for the future with confidence.
A special thanks to Paul, who supported us from the very start and made the whole process feel seamless. Kelly was fantastic with our insurance policies, sharing her knowledge and making sure we understood all our options. Matt and Jade were also brilliant, always approachable and willing to help whenever we needed them.
The team truly went above and beyond to make the experience stress-free and positive. We felt supported every step of the way, and thanks to their guidance, we now feel secure in our mortgage decisions and future planning.
If you’re looking for a mortgage advice company that combines expertise with a personal touch, Money & Mortgages is the one to choose! And we will definitely be using them for anything we need in the future :)
Response from the owner:Wow Chloe, we must say thanks and add you to the Christmas card list for this review!! :) So many positive words and across the team.....brilliant! We in turn would like to say thank you for your business and long may that continue! Kind regards Alan J Nadin Operations Manager
Dave B.
I have used Jon and the team at M&M as a mortgage broker since buying my first home in 2012. The service is always first rate and nothing too much trouble. I have recommended a few other people over the years and they have all said the same. I now use Jon as an IFA for pension and investments too, so can't recommend enough really.
Response from the owner:Hi Dave Thank you very much for such a positive review. I will pass this on to Jon and the whole team. We really appreciate your business and your kind words. Alan J Nadin Operations Manager
Kashif A.
The M&M team helped me get my mortgage and insurances in place in a swift and stress free way. I am a first time buyer and these guys were recommended to me by a friend. Big thanks to James, Matt, Kirsty and Jade for your support, advice and guidance throughout the process.
Response from the owner:Good morning Kashif Thankyou very much for your kind words. It's so important for First Time Buyers to seek and receive the best advice and guidance. There is so much choice and other matters to consider, such as the legal process, insuring property and oneself, which are all things we can advise on. I will pass on your kind words of support to the Team. wishing you the best and we look forward to assisting in the future. Kind regards Alan Operations Manager
Gareth James E.
I have worked with M&M for years. They have continually found me the best mortgage deals, accompanied by great service
Response from the owner:What more can we say Gareth.....a great review! Thankyou. That's what we do, find the most suitable mortgage and then review your requirements over the life of the loan. We look forward to speaking with you in the future. Kind regards Alan Operations Manager
Mike M.
Money & Mortgages are fantastic to deal with. They have provided me with mortgage advice, insurances and pensions for over twenty years. I can’t speak highly enough of the team there and I highly recommend them.
Response from the owner:What a review!! This says it all, thank you very much Mike. We love doing great business with brilliant clients and ideally, like yourself we get to keep on doing so for a many years and encompassing a broad spectrum of financial planning decisions. Thank you from all the team at M&M !! Alan Operations Manager
Brad
Have used Paul for all of my mortgage needs for over a decade now - always impeccable service, turns things around quickly and always supportive of any questions. Would never use anyone else.
Response from the owner:fantastic Brad, thank you for your business. Paul and the team send their regards and we look forward to another ten years!! Kind regards Alan Operations Manager
Callum W.
We have just used Paul and his team at money & mortgages again for the 3rd time with our remortgage and it has been a simple process throughout. Brilliant communication every step of the way with the best deal found. Thoroughly happy with the service they have provided and will look to use again in the future.
Response from the owner:Good morning Callum Thank you very much for your very positive words regarding Paul and the Team. We truly appreciate feedback and value it as part of our endevour to deliver consistantly to our clients. We love doing a great job and importantly, enjoy very long-term relationships with our clients, for all mortgage, protection and financial planning needs over the course of a lifetime. We wish you a lovely weekend and we look forward to assisting in the future. From all the Team at Money & Mortgages LLP Kind regards Alan Operations Manager
Katie
Great team, really responsive and helpful. Very professional - sorted our remortgage and a new, more appropriate life insurance policy for us.
Response from the owner:Katie thank you very much for such a lovely review. We have passed on your kind words to James, he is delighted and passes on his best regards. Wishing both you and John the very best for the future and we will be in touch to review your arrangements as they fall due. kind regards Alan Operations Manager
Ian
Luke and the team helped us get a mortgage over the line for our self employed daughter.
There seemed to be obstacles found by the lenders at every turn but Luke and the team were not fazed and solved them all. Patient and very good value. Highly recommended.
Response from the owner:Good morning Ian Thank you so much for your kind and positive words. We love to deliver the best results we can for all our clients. It's not always easy, but we strive to do our best every time. Thank you for your business and we look forward to many years of providing Mortgage and Financial planning advice to you and your family. kind regards Alan Operations Manager
Stephanie L.
Our 3rd time using Money & Mortgages. Great communication throughout, and an extremely easy process. Thank again Luke & Jade.
Response from the owner:Stephanie. Thank you so much for your kind words, we really appreciate your business and your opinion. We will show this to the team and are constantly learning how to be consistent with our service. We look forward to working with you again. Kind regards Alan Operations Manager.
Mike C.
Absolute pleasure dealing with Paul, Jade and Alan on my BTL remotgage. This was my first time with the M&M Team and couldnt recommend more. In my experience, they are the best brokers I have used with responsive and proactive comms, solid advice and constant support whenever needed during the process. Thanks again M&M. Great Job!
Response from the owner:Thank you for your business Mike. Very kind words and very much appreciated. Best wishes from all the team at Money and Mortgages Alan - Operations Manager
Jamie B.
Matt and Luke Harrison
Let me start by saying your service throughout our purchase was nothing short of exceptional professionalism,both on hand to answer any questions/queries that we had,working tirelessly to complete in to many evenings,very passionate about giving the best service,most of all always honest and reliable so would not hesitate in recommending your company in future
Response from the owner:Good morning Jamie Thanks so much for your excellent review. We constantly strive to deliver good service and it is great to hear when we do get it right. Thank you for your business. We look forward to working with you again soon. Kind regards Alan Operations Manager
Richard C.
This company provided a highly professional and personal service dealing with my complicated financial situation. We also received prompt and friendly response to every issue we raised. My final mortgage offer was extremely competitive and completed within a short period of time.

We highly recommend their excellent service.
Rich
John H.
Money and Mortgages have just helped me arrange a remortgage position in what was a complicated debt consolidation situation. At all times they were honest and were always there if I needed advice or reassurance either on the phone or via email. Luke, Matt and Jade are friendly, attentive yet professional people who get the job done. Thanks x
Sarah R.
Money & Mortgages have been very helpful with looking into rates for our mortgages for the last couple of renewals. Jades has been brilliant, she is very knowledgeable and has taken the stress out of finding the ideal mortgage offer for us.
Christopher A.
I’ve used Money and Mortgages UK for arranging remortgages and porting our previous mortgage for the last 3 years and have always been exceptionally impressed with their services.

Jade is very friendly and knowledgeable and find her great to work with. Would highly recommend, and will definitely work with again.

Thanks!
Elizabeth
We were recommended to use Luke for several remortgages. This turned out to be a huge mistake. He repeatedly didn’t respond to emails or phone calls, told us he would get back to us and then just went silent. He told us an application had been made and 2 months later nothing has happened. We have since gone to another mortgage advisor who actually knows how to reply to emails and respond and complete the paperwork. The whole experience has been very poor and if Luke is not capable of doing the job, he should have passed our details to a colleague. He has let us down and his employers.
Kyle N.
I wish I was leaving a far better review here but unfortunately our experience has been extremely poor. We started our first time buyer mortgage process with Luke back in September - we couldn’t fault him at all at the time. November soon came around and after waiting for some things to clear (on our end), Luke went radio silent. Multiple emails and texts were sent with no response. We managed to get back in contact with Luke via calling on his mobile to which he implied he was going to proceed with what we needed over the next couple of days - this never happened. We contacted him again to which he said it would be the same day - again this never happened. We are now 2 weeks later and haven’t heard a further word from Luke. We have had to opt for another mortgage advisor which has unfortunately now delayed our whole application. Not only this, Luke also works closely with 2 other family members of ours, who have also had the same experience.
Jane B.
Always helpful and present. Personal, individual service at all times. Everything explained clearly with accompanying clear and understandable written information. Very proactive if funds need to be obtained quickly. I thoroughly recommend Money & Mortgages UK.
Edward C.
Money & Mortgages have been extremely helpful in several of my house moves. Paul has been great and taken the time to help me understand available options along the way. I'll always use these guys for future mortgage advice and more.
Response from the owner:Thank you for this amazing review, much appreciated
Jagdish R.
I have known Paul Elliot for number of years during this time he has done few Mortgages and remortgages for me and my other members of the family. He’s been very helpful and also give correct advice. He’s very good at seeking best and better deals for you I must say. I strongly recommend him and his company on Mortgages, Remortgages, and all the financial planning.
Response from the owner:Thank you Jagdish - we really appreciate your custom, time and trouble in leaving this fantastic review, much appreciated.
Warren F.
Helped me get a mortgage on my first property. All questions were answered promptly. Luke was incredibly patient with me as he had to do numerous DIPs for me while I was shopping around over the years.

Was a pleasure working with everybody (Luke, Matt and Kelly)
Response from the owner:Thanks for the lovely feedback Warren.
David S.
Just renewed a part of our outstanding mortgage with Paul from Money and Mortgages UK. Very professional and helpful. We were recommended Paul by a family member and he has always given that professional service that the customers want. First class!
Response from the owner:Thanks very much for taking the time to post this review, it is much appreciated.
Richard L.
As a first time buyer, I was daunted at the prospect of getting a mortgage. Paul Elliot and his team made it feel like the easiest process in the world. I highly recommend their services. Nothing is too much trouble, responses are almost instant, there is no need to chase them for anything as everything happens like clockwork!!
Response from the owner:Thank you, we appreciate your review and will forward your comments to our team!
Rob W.
Jon and Jade were so easy to work with on our house purchase. Proactive thinking and very quick to respond. Would highly recommend Money & Mortgages, and will definitely work with again.
Response from the owner:Thanks Rob. 👍
EmBarnes
Both Paul & Jade were lifesavers throughout our buying process. As first time buyers, we had so many questions and uncertainties and Paul was always on hand to answer anything and was super honest with our options throughout! It was so handy having them do all the hard work behind the scenes for us when applying for our mortgage and we would definitely use them again in the future! Thank you!
Response from the owner:Thanks for this amazing feedback! Much appreciated!
Clare G.
Jade and Paul have been brilliant from the start of this process to the end, informing me every step of the way. I can't thank them enough for their guidance and help and I'll be back when my current mortgage deal runs out.
Response from the owner:Thanks for the wonderful feedback, much appreciated
Benjamin C.
Response from the owner:Thanks
Scott G.
I cannot thank Paul and Jade enough for their help over possibly the longest house purchase ever!

Paul helped us in the process of porting our previous mortgage, over to our new property with some additional borrowing. The process was made so simple and the did all the leg work for us, which was a massive help when you are stressing about the conveyancing process.

Jade was fantastic at keeping on top of solicitors, although they didn’t like responding to her. Jade made sure everything was in place, such as life insurance and got one of her colleagues to arrange home insurance with me, so moving in would be a smooth process.

Paul and Jade are the reason I returned to use money and mortgages and I will continue to use them in the future.

Thank you for helping us buy our dream home.

Scott & Catharine
Response from the owner:Thanks Scott & Catharine, we really appreciate your lovely feedback about our team!!! Happy New Home from Team M&M
Chris H.
We have used Money & Mortgages twice over the past few years. First to buy our first home, then when we moved. They were recommended from parents.
Advice and guidence could not have been better nor friendlier. We have always been amazed at how quickly communication went and how thorough the team are.
Highly recommended.
Response from the owner:Thank-you Chris! Your feedback and loyalty is much appreciated!
Patrycja
I am returning customer. Paul was amazing to deal with from start to finish. Very helpful and always there to answer any questions.
100% recommend.
Response from the owner:Thank-you!
Gary S.
M&M never let us down. We’ve been using their services for 8 years and this time we’re taken good care of by James.

James was an absolute star. Very personable and made the whole process of getting a mortgage for a new property easy. He also managed to switch us onto a fixed rate mortgage for our other property which the bank had previously refused to do when we tried several times prior.

Really can’t speak highly enough of James and the whole Money & Mortgages team. Thank you all.
Response from the owner:Thanks for the lovely review- we appreciate your ongoing business!
Gym F.
Stephen Seward from Money & Mortgages is absolutely first class, extremely helpful and very friendly, Stephen definitely knows his job, he goes out of his way to find the best deal suitable for you, I would absolutely recommend, I wouldn’t use anyone else now
Response from the owner:Thank-you for your amazing feedback- we’re grateful for your support.
William R.
Really fast efficient and reliable service, couldn’t recommend them enough . Everyone who dealt with our mortgage was really friendly and polite. Top quality service!!!!!
Response from the owner:Thanks for your great comments- we appreciate your business.
Kelly J.
I am now a returning customer of money & mortgages. My initial enquiry was a renewal of my buy to let property. Jon was extremely efficient in gaining a fantastic deal to suit our needs. We received support from the first contact to the completion of the product. We then needed to remortgage our own home as our current deal was coming to an end. There was only one company I was going to give my return business to after the excellent service we received the first time around. Once again absolutely exceeded our expectations. Prompt contact with a very competitive new deal which not only cleared the existing mortgage but gave us extra funds to clear some other debts and look at some home upgrades. We received constant phone/email support from Megan who consistently chased the legal firm and kept us fully updated throughout. Absolute 5 star service and I would happily recommend to anyone looking for a professional, personal and prompt service
Response from the owner:Thank-you Kelly, this is awesome feedback. We are delighted that Jon & Megan were helpful & supportive. We really appreciate your loyalty and recommendation, thanks again.
ABIW P.
Have used every time we have done a mortgage or remortgage, Jon explains everything very simply and gets us the best deal, once the offer is received you are then looked after until completion with any issues explained and followed up with the solicitors. Would definitely recommend Money & Mortgages!
Response from the owner:Thank-you for your great review! Much appreciated.
Danny B.
Hi, Just bought our first property and couldn't speak highly enough of Money Mortgages! Thanks James and the team. Danny B
Response from the owner:thank-you!

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